Legal & Finance
Legal and financial guidance for international real estate buyers
Explore Legal & Finance Topics
Financing and mortgage options for international buyers
Property insurance and buyer protection strategies
Legal requirements for international property buyers
Tax implications and planning strategies

Cyprus VAT Surprise: Why June 2026 Alters New‑build Costs
A tightened 5% VAT regime and a June 15, 2026 transitional deadline reshape new‑build economics in Cyprus; act on permits, not assumptions.

Non‑Resident Mortgages in Cyprus: Unusual Routes to Better Rates
Contrarian mortgage routes for non‑residents in Cyprus: why local relationships, timing and property type can yield better terms than you expect.

France: Hidden Legal Rules That Surprise New Owners
Practical, lifestyle‑first legal guidance for buying in France: how transfer taxes, ownership structures and forced‑heirship reshape the dream and future proof your purchase.

Protecting the Life You Buy in Cyprus: Insurance & Risk
How recent Cyprus title‑deed reforms change the insurance and buyer‑protection playbook — practical steps to insure the lifestyle you intend to live.

Cyprus tax myths that alter where and how you buy
How Cyprus’ non‑dom perks, seasonal rhythms and ownership choices shape the lifestyle and tax outcome of a property purchase—practical steps and red flags.

Cyprus Tax Truths: Non‑Dom, Rentals & Seasonality
How Cyprus’s lifestyle choices — non‑dom status, short‑term letting and seasonal occupancy — materially alter taxes and yields; practical steps and sources to plan wisely.

Insure the Life: Protection Strategies for Cyprus Buyers
Live Cyprus fully — then protect it. Practical insurance, title clarity and local expertise keep your seaside mornings intact while market data guides prudent buyers.

Croatia: Reciprocity, Stewardship and the Lifestyle You Buy
How Croatia’s lifestyle rhythms intersect with legal realities: reciprocity rules, ministry consent for non‑EU buyers, and neighbourhood choices that shape stewardship and value.

Reciprocity, Rhythm and Real‑Estate Reality in Croatia
Croatia offers a lifestyle of sea‑lit rituals but non‑EU buyers must mind reciprocity and ministry consent—plan stays, legal checks and stewardship for a confident purchase.

Croatia: Lifestyle Rhythms, Reciprocity & Legal Steps
A lifestyle-led view of Croatia matched to legal essentials: which neighbourhood rhythms matter, how reciprocity and ministerial consent affect buyers, and practical steps to steward your purchase.

Hidden Legal Costs and Timing When Buying in France
A lifestyle-first look at buying in France: how seasonal rhythms, departmental tax shifts and local rules shape costs and the way you live.

Reciprocity, Seasons and Hidden Costs of Buying in Croatia
Croatia’s charm masks legal and fiscal quirks: reciprocity requirements, 2025 municipal property taxes, and VAT vs transfer‑tax choices shape who can buy and what it will cost.