Legal & Finance
Legal and financial guidance for international real estate buyers
Explore Legal & Finance Topics
Financing and mortgage options for international buyers
Property insurance and buyer protection strategies
Legal requirements for international property buyers
Tax implications and planning strategies

Adriatic Tax Shift: Timing, Costs and Lifestyle Trade‑Offs
How Croatia’s tax changes (transfer tax, VAT and a new annual property levy) alter the cost and character of coastal living — and the practical steps buyers should take.

How Croatia’s taxes quietly reshape the life you imagined
How Croatia’s municipal property tax, VAT vs. transfer tax and new short‑term rules reshape coastal lifestyle plans — with practical steps to align dreams and budgets.

Protecting the Adriatic Life: Insurance Priorities in Croatia
Practical, place-sensitive insurance strategies for buyers in Croatia: prioritise agreed‑value cover, vacancy and earthquake endorsements, and agency-led stewardship backed by DZS and Hanfa data.

Croatia: Protect the Life, Not Just the House
Fall for Croatia’s daily rhythms — but pair the romance with coastal, heritage and foreign‑buyer protections backed by Croatian legal and market sources.

How Croatia’s 2025 Taxes Reframe Coastal Buying
Croatia’s 2025 tax reforms change annual holding costs, transfer tax and rental rules—plan use, get municipal estimates and align lifestyle with tax exemptions.

Croatia’s Property‑Tax Shift: What Coastal Buyers Should Budget
Croatia’s new per‑m² property tax and existing VAT/transfer regimes mean annual holding costs now shape purchase choices — budget beyond price and prioritise quality.

Seasonal Protections: Insuring a Croatian Life, Not Just a House
How to protect your Croatian property and the lifestyle you want: season‑aware insurance, title checks, and contract clauses that preserve heritage and rental flexibility.

When the Adriatic Storm Hits: Insurance & Buyer Safeguards in Croatia
Fall in love with Croatia’s coastal rhythms — then secure your dream with targeted insurance, title checks and local legal safeguards backed by recent market trends.

Ownership, Taxes and Practical Steps to Buy in Croatia
A refined blend of Adriatic lifestyle and precise legal steps: taxes, reciprocity, notary practice and stewardship essentials every international buyer should know in Croatia.

Insurance, Taxes and Buyer Protections in Croatia
Practical counsel for buying and protecting property in Croatia: tax distinctions, surveys, tailored insurance and local approvals to preserve lifestyle and value.

Insurance, Taxes and Protections when Buying in Croatia
How to protect a Croatian property purchase: tax realities, insurance priorities, and local practices that preserve lifestyle and capital.

Mortgages, Notary Costs and Daily Life in France
Pair the promise of French daily life with practical financing: non‑resident mortgage norms, notary costs, taxes and steps to secure a home wisely.